Roofs are one of the most expensive repairs a homeowner can make.
Roof insurance claim process texas.
Selecting a replacement roof.
Prior to filing your claim and starting the process take some time to assess the damage of the storm to your roof.
Worse the severe weather here in texas can lead to frequent roof damage.
The dwelling coverage in a homeowners insurance policy typically helps protect your home s structure including the roof from certain perils or causes of damage.
A state farm claim handler may assist in explaining the difference between normal wear and aging versus damage caused by a hail storm.
Be aware that texas law prohibits public adjusters from taking part in the repair process to prevent conflicts of interest.
Navigating the process of filing a claim can vary slightly by insurance company but generally the steps include.
If you need to file a claim state farm works with you throughout the insurance claim process.
Roofing insurance claims process information for texas don t let the forms and figures overwhelm you.
There is no need to be intimidated by the insurance claims process it s actually quite simple.
If you have roof damage that needs repairing you have to file a claim with your homeowners insurance company.
For example roofers can t advertise that they will handle your insurance claim.
Assess your property damage.
Professional roof inspection.
They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company.
We will walk you through the process step by step.
You can expect the entire process to follow this cadence.
Be sure to take as many pictures as you can of the roof damage.
We re experts at helping you with the insurance claims process.
Filing a roof damage insurance claim.
The insurance claim process.
A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.
And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process.
Commonly covered perils include fire wind and hail damage so if your roof needs repairs after it is damaged by hail or by a tree that topples onto it during a windstorm you may find that your dwelling coverage helps cover the cost.
Know that a roof insurance claim is a long process.
According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.
Do i have hail damage to my roof.
You may want to consider roofing materials that are less likely to be damaged by wind hail or fire.
Have a professional roofing inspection before calling your insurance provider.
Here s how we suggest you approach a roof replacement insurance claim after that next big texas storm.
