Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time.
Roofing deductible texas.
A new law if approved by gov.
However it is illegal to submit fraudulent documents to recover the depreciation.
The practice of waived deductibles by roofers became commonplace in north texas zelle law firm attorney steven badger said.
Hb2102 is the deductible law that went into effect on september 1st 2019.
To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible.
Under the recently approved texas house bill 2102 any roofing contractor that offers to waive your deductible on your property insurance could be facing criminal charges.
A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.
What the hb2102 deductibles law means for roofers.
It is a clarification and more carefully worded version of the years old law.
This new law will help further protect consumers said texas insurance commissioner kent sullivan.
Roofers who waive deductibles are cutting corners.
Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time.
So roofers are now required to state in their contract in boldface language that you must pay the deductible under your property insurance policy.